Does Having a 0% Credit Utilization Hurt My Credit Score? - Credit Card Insider

Welcome to my MissBeHelpful channel! In this video I address 2 important things to consider when thinking about utilization, and specifically 0% utilization. Watch to find out if you're helping or hurting your score when you have a zero balance on your credit card! More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How I Use the Grace Period to Avoid Paying Interest: https://www.youtube.com/watch?v=crUU0teDcH0&t=32s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q Should I Invest or Pay Off Student Debt?: https://www.youtube.com/watch?v=MO8DPXZps80 Should I Close Old Credit Cards?: https://www.youtube.com/watch?v=B_z1RDq4Z38 What is APR?: https://www.youtube.com/watch?v=OO6Wg1CPgPw Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: Missbehelpful@gmail.com ’Til next time… PEACE!